Terms of Service

Last Updated: January 1, 2026
Effective Date: January 1, 2026

Payment Processing and Service Delivery

Payment Processor

All payments for Counsl and Child Opportunity Trust products are processed by Cold Blue Creative Marketing LLC, a creative services agency, on behalf of Counsl.ai. Cold Blue Creative Marketing LLC acts solely as a payment processor and technical service provider and is not a financial institution, law firm, trust company, or fiduciary.

Nature of Services

The Child Opportunity Trust is a legal service product. All trust formation services are provided by licensed attorneys. Cold Blue Creative Marketing LLC does not provide legal, financial, tax, or investment advice.

No Attorney-Client Relationship with Payment Processor

Use of this website and purchase of products does not create an attorney-client relationship with Cold Blue Creative Marketing LLC. Attorney-client relationships are established only with the licensed attorneys who provide trust formation services through Counsl.

Important: Cold Blue Creative Marketing LLC is a creative and marketing services agency. Any legal services you receive are provided by independent licensed attorneys, not by Cold Blue Creative Marketing LLC.

Deposits and Refunds

All deposits are held and processed through Cold Blue Creative Marketing LLC's payment systems. Deposits for Child Opportunity Trust products are 100% refundable prior to the commencement of trust formation services (September 1, 2026).

After trust formation services begin, refunds will be handled in accordance with the refund policy available at counsl.ai/refund-policy.

Launch Date and Service Delivery

Trust formation services for the Child Opportunity Trust are scheduled to launch on September 1, 2026. Deposits made prior to this date reserve your spot at founder pricing. You will be notified when services are available and when you can schedule your attorney consultation.

Counsl.ai reserves the right to modify the launch date if necessary. In the event of a significant delay or cancellation, all deposits will be fully refunded.

No Financial or Tax Advice

Neither Cold Blue Creative Marketing LLC nor Counsl.ai provides financial, investment, or tax advice. The information provided on this website is for general informational purposes only and should not be construed as professional financial or tax advice. You should consult with qualified financial and tax professionals before making any financial decisions.

Limitation of Liability - Payment Processor

Cold Blue Creative Marketing LLC's role is limited to payment processing, technical oversight, and marketing services. Cold Blue Creative Marketing LLC is not liable for:

  • The quality, accuracy, or outcomes of legal services provided by attorneys
  • Trust formation, administration, or any legal matters related to the Child Opportunity Trust
  • Financial, tax, or investment outcomes related to trust assets
  • Any disputes between you and the attorneys providing legal services

For matters related to legal services, you should contact the licensed attorney providing your services directly.

Terms Coming Soon

Our Terms of Service are currently being finalized. These terms will govern your use of the Counsl platform, including the rights and responsibilities of both clients and attorneys.

The Terms of Service will cover:

For All Users:
Account creation and security requirements, acceptable use policies, intellectual property rights, limitation of liability, dispute resolution procedures, and termination conditions.

For Clients:
Consultation booking and cancellation policies, payment terms and refund conditions, attorney-client relationship formation, confidentiality expectations, and platform usage guidelines.

For Attorneys:
Professional responsibility and ethical obligations, credentialing and verification requirements, payment processing and fee structures, client engagement protocols, and platform compliance standards.

Our Commitment

Counsl is committed to creating fair, transparent, and legally sound terms that protect all parties while fostering a professional, dignified environment for legal services delivery.

We are working with legal counsel to ensure our Terms of Service align with:

• California State Bar regulations and ethics rules
• Consumer protection standards
• Professional service marketplace requirements
• Data privacy and security obligations
• Fair business practice standards

Questions or Concerns?

For questions about payments, technical issues, trust services, or our platform policies, please visit our contact page.

Have questions about our terms or need assistance?

Contact Us

By using Counsl.ai, you agree to abide by our policies and guidelines. Full Terms of Service will be published here before platform launch. We will notify all registered users when terms are finalized.

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The Child Opportunity Trust

Every child deserves a financial foundation. Build an attorney-reviewed trust that protects, grows, and adapts as your child's life unfolds.

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